Mortgage lending in East Baton Rouge Parish
7,085 mortgages were originated in East Baton Rouge Parish, Louisiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 7,085
- Median rate
- 6.625%
- Median lender fees
- $5,724
- Median loan amount
- $205,000
- Median spread over APOR
- 0.339
- Paid discount points
- 38.1%
- Received lender credits
- 21%
- Purchases / refinances
- 61.5% / 25.2%
- Conventional / FHA / VA
- 71.5% / 19.8% / 5.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in East Baton Rouge Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 464 | $8,195 | 6.611% |
| HANCOCK WHITNEY BANK | 396 | $5,460 | 6.125% |
| GMFS LLC | 356 | $4,321 | 6.625% |
| Rocket Mortgage, LLC | 309 | $5,822 | 6.625% |
| Synergy One Lending, Inc. | 265 | $6,817 | 6.750% |
| Assurance Financial Group, L.L.C. | 213 | $5,661 | 6.750% |
| Regions Bank | 196 | $5,965 | 5.875% |
| JPMorgan Chase Bank, National Association | 174 | $3,975 | 6.500% |
| EFCU FINANCIAL | 174 | — | — |
| EUSTIS MORTGAGE CORPORATION | 157 | $8,163 | 6.625% |
What lenders charged here
Lender fees on a $205,000 loan, based on what was actually charged in East Baton Rouge Parish — not a rule of thumb.
From 4,984 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers