Mortgage lending in Bristol County
11,411 mortgages were originated in Bristol County, Massachusetts, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 11,411
- Median rate
- 6.750%
- Median lender fees
- $5,226
- Median loan amount
- $325,000
- Median spread over APOR
- 0.210
- Paid discount points
- 27.3%
- Received lender credits
- 17.8%
- Purchases / refinances
- 43.2% / 34%
- Conventional / FHA / VA
- 82.9% / 13.1% / 4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.1% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $787,750
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Bristol County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Citizens Bank, National Association | 858 | $5,115 | 7.400% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 696 | $10,178 | 6.433% |
| Rocket Mortgage, LLC | 591 | $5,242 | 6.875% |
| GUILD MORTGAGE COMPANY | 446 | $5,486 | 6.375% |
| Fall River Five Cents Savings Bank | 436 | $4,116 | 6.875% |
| BayCoast Bank | 364 | — | 7.250% |
| BAYCOAST MORTGAGE COMPANY, LLC | 356 | $4,663 | 6.500% |
| Rockland Trust Company | 298 | $4,326 | 6.990% |
| Bristol County Savings Bank | 281 | $4,013 | 6.250% |
| St. Anne's Credit Union | 276 | $4,376 | 7.240% |
What lenders charged here
Lender fees on a $325,000 loan, based on what was actually charged in Bristol County — not a rule of thumb.
From 7,197 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers