Mortgage lending in Anoka County
8,713 mortgages were originated in Anoka County, Minnesota, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,713
- Median rate
- 6.625%
- Median lender fees
- $5,023
- Median loan amount
- $255,000
- Median spread over APOR
- 0.299
- Paid discount points
- 40.7%
- Received lender credits
- 25.7%
- Purchases / refinances
- 54.8% / 24.1%
- Conventional / FHA / VA
- 84.6% / 9.8% / 5.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 75.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $552,000
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Anoka County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 517 | $8,109 | 6.399% |
| Bell Bank | 490 | $5,020 | 6.625% |
| Rocket Mortgage, LLC | 449 | $5,159 | 6.625% |
| TRUSTONE FINANCIAL CREDIT UNION | 409 | $418 | 7.240% |
| Blaze Credit Union | 379 | $258 | 6.500% |
| U.S. Bank National Association | 363 | $3,138 | 8.400% |
| CROSSCOUNTRY MORTGAGE, INC. | 300 | $6,929 | 6.600% |
| AFFINITY PLUS | 245 | $345 | 6.740% |
| Broker Solutions, Inc. | 205 | $6,744 | 6.750% |
| Royal Credit Union | 196 | $5,844 | 6.625% |
What lenders charged here
Lender fees on a $255,000 loan, based on what was actually charged in Anoka County — not a rule of thumb.
From 6,569 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers