Mortgage lending in Belknap County
1,966 mortgages were originated in Belknap County, New Hampshire, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,966
- Median rate
- 6.875%
- Median lender fees
- $4,587
- Median loan amount
- $295,000
- Median spread over APOR
- 0.296
- Paid discount points
- 26.9%
- Received lender credits
- 21.7%
- Purchases / refinances
- 43.6% / 31.4%
- Conventional / FHA / VA
- 86% / 7.4% / 6.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Belknap County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Meredith Village Savings Bank | 205 | $3,769 | 7.375% |
| Citizens Bank, National Association | 157 | — | 7.400% |
| CMG MORTGAGE, INC. | 132 | $4,499 | 6.625% |
| Rocket Mortgage, LLC | 131 | $5,482 | 6.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 97 | $8,063 | 6.625% |
| Service Federal Credit Union | 72 | — | 6.490% |
| TD Bank, National Association | 51 | — | 7.440% |
| Fairway Independent Mortgage Corporation | 50 | — | — |
What lenders charged here
Lender fees on a $295,000 loan, based on what was actually charged in Belknap County — not a rule of thumb.
From 1,277 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers