Mortgage lending in Maury County
3,710 mortgages were originated in Maury County, Tennessee, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,710
- Median rate
- 6.500%
- Median lender fees
- $5,935
- Median loan amount
- $285,000
- Median spread over APOR
- 0.181
- Paid discount points
- 45.1%
- Received lender credits
- 25.8%
- Purchases / refinances
- 54.8% / 31.1%
- Conventional / FHA / VA
- 73.7% / 17.7% / 8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $1,029,250
- FHA limit
- $1,029,250
This is a high-cost area: loans above $832,750 are still agency-backed here, as high-balance, where a plain conforming loan would stop. How limits work
Who lent here
Lenders with at least 50 loans in Maury County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 268 | $5,385 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 232 | $7,862 | 6.125% |
| LENNAR MORTGAGE, LLC | 131 | $5,260 | 4.990% |
| CMG MORTGAGE, INC. | 125 | $8,909 | 6.500% |
| Regions Bank | 116 | $2,528 | 4.990% |
| United Community Bank | 114 | — | 6.500% |
| FirstBank | 84 | $4,017 | 6.688% |
| ASCEND FEDERAL CREDIT UNION | 82 | $2,528 | 7.250% |
| First Farmers and Merchants Bank | 81 | — | 7.500% |
| PULTE MORTGAGE LLC | 79 | $1,110 | 6.125% |
What lenders charged here
Lender fees on a $285,000 loan, based on what was actually charged in Maury County — not a rule of thumb.
From 2,831 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers