Mortgage lending in Brazoria County
8,014 mortgages were originated in Brazoria County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,014
- Median rate
- 6.490%
- Median lender fees
- $7,719
- Median loan amount
- $285,000
- Median spread over APOR
- 0.192
- Paid discount points
- 51.9%
- Received lender credits
- 30.1%
- Purchases / refinances
- 72.3% / 19.2%
- Conventional / FHA / VA
- 64.4% / 24.9% / 10.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 84.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Brazoria County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 700 | $8,702 | 6.375% |
| Rocket Mortgage, LLC | 509 | $6,581 | 6.625% |
| DHI MORTGAGE COMPANY, LTD. | 373 | $9,152 | 4.500% |
| LENNAR MORTGAGE, LLC | 363 | $8,464 | 4.250% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 301 | $4,887 | 6.875% |
| Fairway Independent Mortgage Corporation | 191 | $8,547 | 6.750% |
| Loandepot.Com, LLC | 165 | $11,060 | 5.375% |
| JET HOMELOANS, LP | 147 | $8,766 | 4.990% |
| Gateway First Bank | 146 | $7,321 | 6.625% |
| First State Bank | 133 | — | — |
What lenders charged here
Lender fees on a $285,000 loan, based on what was actually charged in Brazoria County — not a rule of thumb.
From 6,769 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers