Mortgage lending in Comal County
5,457 mortgages were originated in Comal County, Texas, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,457
- Median rate
- 6.375%
- Median lender fees
- $7,202
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $325,000
- Above the going rate (spread over APOR)
- -0.030
- Paid discount points
- 50.3%
- Received lender credits
- 27.2%
- Purchases / refinances
- 64% / 27.6%
- Conventional / FHA / VA
- 65.4% / 14.2% / 19.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 86% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $557,750
- Median home price
- $469,000
- That home, 20% down
- $375,200
A median-priced home with 20% down leaves $457,550 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Comal County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Randolph-Brooks Federal Credit Union | 531 | $34 | 7.000% |
| Lennar Mortgage, LLC | 371 | $7,241 | 4.500% |
| United Shore Financial Services, LLC | 369 | $8,773 | 6.125% |
| Rocket Mortgage, LLC | 271 | $7,539 | 6.625% |
| Primelending, A Plainscapital Company | 128 | $7,865 | 5.933% |
| Pulte Mortgage LLC | 115 | $5,292 | 4.875% |
| DHI Mortgage Company, Ltd. | 112 | $10,104 | 4.500% |
| Security Service Federal Credit Union | 108 | $3,004 | 6.990% |
| Pilgrim Mortgage LLC | 96 | $8,980 | 6.495% |
| Pennymac Loan Services, LLC | 84 | $6,050 | 6.313% |
What lenders charged here
Lender fees on a $325,000 loan, based on what was actually charged in Comal County — not a rule of thumb.
From 4,692 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers