Mortgage lending in Comal County
5,457 mortgages were originated in Comal County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,457
- Median rate
- 6.375%
- Median lender fees
- $7,202
- Median loan amount
- $325,000
- Median spread over APOR
- -0.030
- Paid discount points
- 50.3%
- Received lender credits
- 27.2%
- Purchases / refinances
- 64% / 27.6%
- Conventional / FHA / VA
- 65.4% / 14.2% / 19.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 86% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $557,750
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Comal County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 531 | $34 | 7.000% |
| LENNAR MORTGAGE, LLC | 371 | $7,241 | 4.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 369 | $8,773 | 6.125% |
| Rocket Mortgage, LLC | 271 | $7,539 | 6.625% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 128 | $7,865 | 5.933% |
| PULTE MORTGAGE LLC | 115 | $5,292 | 4.875% |
| DHI MORTGAGE COMPANY, LTD. | 112 | $10,104 | 4.500% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 108 | $3,004 | 6.990% |
| PILGRIM MORTGAGE LLC | 96 | $8,980 | 6.495% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 84 | $9,373 | 4.990% |
What lenders charged here
Lender fees on a $325,000 loan, based on what was actually charged in Comal County — not a rule of thumb.
From 4,692 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers