Mortgage lending in Coryell County
1,478 mortgages were originated in Coryell County, Texas, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,478
- Median rate
- 6.250%
- Median lender fees
- $6,451
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $225,000
- Above the going rate (spread over APOR)
- -0.105
- Paid discount points
- 54.3%
- Received lender credits
- 28.4%
- Purchases / refinances
- 66.2% / 26.8%
- Conventional / FHA / VA
- 37.9% / 12.4% / 48.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 84.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
- Median home price
- $288,000
- That home, 20% down
- $230,400
A median-priced home with 20% down leaves $602,350 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Coryell County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| DHI Mortgage Company, Ltd. | 125 | $9,163 | 4.500% |
| Mortgage Research Center, LLC | 96 | $4,899 | 6.125% |
| Rocket Mortgage, LLC | 87 | $5,784 | 6.750% |
| Fairway Independent Mortgage Corporation | 85 | $5,125 | 6.250% |
| United Shore Financial Services, LLC | 77 | $5,693 | 5.990% |
| First National Bank Texas | 58 | $6,919 | 6.250% |
| CMG Mortgage, Inc. | 55 | $9,333 | — |
| 254900H565SUNWJ0IV44 | 54 | $6,187 | 4.990% |
What lenders charged here
Lender fees on a $225,000 loan, based on what was actually charged in Coryell County — not a rule of thumb.
From 1,244 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers