Mortgage lending in Hunt County
2,704 mortgages were originated in Hunt County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,704
- Median rate
- 6.500%
- Median lender fees
- $8,018
- Median loan amount
- $255,000
- Median spread over APOR
- 0.261
- Paid discount points
- 45.6%
- Received lender credits
- 26.9%
- Purchases / refinances
- 70.3% / 23.4%
- Conventional / FHA / VA
- 60.1% / 26.3% / 12.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 79.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $563,500
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Hunt County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 285 | $8,308 | 4.250% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 172 | $9,430 | 6.250% |
| Rocket Mortgage, LLC | 144 | $7,582 | 6.750% |
| 21st Mortgage Corporation | 84 | — | 9.695% |
| The American National Bank of Texas | 78 | $5,964 | 6.875% |
| CROSSCOUNTRY MORTGAGE, INC. | 72 | $10,253 | 6.875% |
| FREEDOM MORTGAGE CORPORATION | 57 | $7,684 | 6.250% |
| Loandepot.Com, LLC | 55 | $8,265 | 5.990% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 51 | — | 6.490% |
What lenders charged here
Lender fees on a $255,000 loan, based on what was actually charged in Hunt County — not a rule of thumb.
From 2,160 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers