Mortgage lending in Hunt County
2,704 mortgages were originated in Hunt County, Texas, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,704
- Median rate
- 6.500%
- Median lender fees
- $8,018
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $255,000
- Above the going rate (spread over APOR)
- 0.261
- Paid discount points
- 45.6%
- Received lender credits
- 26.9%
- Purchases / refinances
- 70.3% / 23.4%
- Conventional / FHA / VA
- 60.1% / 26.3% / 12.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 79.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $563,500
- Median home price
- $479,000
- That home, 20% down
- $383,200
A median-priced home with 20% down leaves $449,550 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Hunt County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| DHI Mortgage Company, Ltd. | 285 | $8,308 | 4.250% |
| United Shore Financial Services, LLC | 172 | $9,430 | 6.250% |
| Rocket Mortgage, LLC | 144 | $7,582 | 6.750% |
| 21st Mortgage Corporation | 84 | — | 9.695% |
| The American National Bank of Texas | 78 | $5,964 | 6.875% |
| Crosscountry Mortgage, Inc. | 72 | $10,253 | 6.875% |
| Freedom Mortgage Corporation | 57 | $7,684 | 6.250% |
| Loandepot.Com, LLC | 55 | $8,265 | 5.990% |
| Highlands Residential Mortgage, Ltd. | 51 | — | 6.490% |
What lenders charged here
Lender fees on a $255,000 loan, based on what was actually charged in Hunt County — not a rule of thumb.
From 2,160 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers