Mortgage lending in Travis County
20,143 mortgages were originated in Travis County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 20,143
- Median rate
- 6.490%
- Median lender fees
- $7,427
- Median loan amount
- $375,000
- Median spread over APOR
- 0.048
- Paid discount points
- 39.7%
- Received lender credits
- 30%
- Purchases / refinances
- 66.9% / 23.1%
- Conventional / FHA / VA
- 85.3% / 9.7% / 4.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 82.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $571,550
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Travis County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,507 | $8,913 | 6.374% |
| Rocket Mortgage, LLC | 918 | $7,060 | 6.500% |
| CMG MORTGAGE, INC. | 869 | $9,763 | 6.375% |
| UNIVERSITY Federal Credit Union | 614 | $5,648 | 6.625% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 586 | $34 | 6.875% |
| JPMorgan Chase Bank, National Association | 559 | $6,305 | 6.250% |
| Frost Bank | 499 | $775 | 7.560% |
| Taylor Morrison Home Funding, Inc. | 480 | $5,835 | 5.500% |
| Fairway Independent Mortgage Corporation | 424 | $8,463 | 6.500% |
| LOANPEOPLE, LLC | 412 | $7,570 | 6.624% |
What lenders charged here
Lender fees on a $375,000 loan, based on what was actually charged in Travis County — not a rule of thumb.
From 16,616 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers