Mortgage lending in Marinette County
1,167 mortgages were originated in Marinette County, Wisconsin, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,167
- Median rate
- 6.625%
- Median lender fees
- $3,239
- Median loan amount
- $135,000
- Median spread over APOR
- 0.237
- Paid discount points
- 22.5%
- Received lender credits
- 20.8%
- Purchases / refinances
- 45.4% / 35.8%
- Conventional / FHA / VA
- 83.7% / 6.9% / 8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 65.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Marinette County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Stephenson National Bank and Trust | 85 | — | — |
| COVANTAGE CREDIT UNION | 77 | — | 6.750% |
| Associated Bank, National Association | 71 | — | 7.000% |
| GUARANTEED RATE, INC. | 65 | $3,408 | 6.350% |
| PCM Credit Union | 58 | $453 | 5.933% |
| FIRST COLONY MORTGAGE CORPORATION | 56 | $4,830 | 6.375% |
| Nicolet National Bank | 55 | — | 7.375% |
| CAPITAL Credit Union | 55 | — | 6.250% |
| Rocket Mortgage, LLC | 54 | $5,300 | 6.688% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 53 | — | 6.499% |
What lenders charged here
Lender fees on a $135,000 loan, based on what was actually charged in Marinette County — not a rule of thumb.
From 769 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers