Mortgage lending in Raleigh County
1,251 mortgages were originated in Raleigh County, West Virginia, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,251
- Median rate
- 6.625%
- Median lender fees
- $4,626
- Median loan amount
- $135,000
- Median spread over APOR
- 0.454
- Paid discount points
- 39.2%
- Received lender credits
- 23.4%
- Purchases / refinances
- 56.4% / 26.1%
- Conventional / FHA / VA
- 68.3% / 18.8% / 9.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Raleigh County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| City National Bank of West Virginia | 225 | $200 | 6.290% |
| MOVEMENT MORTGAGE, LLC | 111 | $5,386 | 6.625% |
| Rocket Mortgage, LLC | 104 | $5,533 | 6.875% |
| The Huntington National Bank | 103 | $4,769 | 6.500% |
| Truist Bank | 65 | — | 6.250% |
| Pioneer Community Bank, Inc. | 51 | — | — |
What lenders charged here
Lender fees on a $135,000 loan, based on what was actually charged in Raleigh County — not a rule of thumb.
From 857 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers