Mortgage lending in Bartow County
3,294 mortgages were originated in Bartow County, Georgia, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,294
- Median rate
- 6.500%
- Median lender fees
- $7,031
- Median loan amount
- $265,000
- Median spread over APOR
- 0.309
- Paid discount points
- 47.9%
- Received lender credits
- 31.6%
- Purchases / refinances
- 55.7% / 27.5%
- Conventional / FHA / VA
- 67% / 22.8% / 8.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $718,750
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Bartow County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 252 | $5,673 | 6.688% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 199 | $8,053 | 6.375% |
| SWBC MORTGAGE CORPORATION | 166 | $4,327 | 6.125% |
| MOVEMENT MORTGAGE, LLC | 152 | $8,683 | 6.500% |
| FAMILY SAVINGS CREDIT UNION | 124 | — | 8.000% |
| BANKSOUTH MORTGAGE COMPANY, LLC | 104 | $8,522 | 6.433% |
| United Community Bank | 97 | — | 6.500% |
| DHI MORTGAGE COMPANY, LTD. | 90 | $7,403 | 4.990% |
| Loandepot.Com, LLC | 84 | $8,737 | 6.250% |
| Fairway Independent Mortgage Corporation | 81 | $7,374 | 6.625% |
What lenders charged here
Lender fees on a $265,000 loan, based on what was actually charged in Bartow County — not a rule of thumb.
From 2,517 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers