Mortgage lending in Forsyth County
8,073 mortgages were originated in Forsyth County, Georgia, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,073
- Median rate
- 6.624%
- Median lender fees
- $6,102
- Median loan amount
- $405,000
- Median spread over APOR
- 0.203
- Paid discount points
- 33.6%
- Received lender credits
- 32.3%
- Purchases / refinances
- 44.7% / 35%
- Conventional / FHA / VA
- 90% / 6.7% / 3.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $718,750
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Forsyth County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,011 | $7,968 | 6.250% |
| Rocket Mortgage, LLC | 771 | $3,264 | 6.625% |
| PENNYMAC LOAN SERVICES, LLC | 241 | $5,216 | 6.750% |
| Truist Bank | 219 | $6,025 | 6.365% |
| Bank of America, National Association | 213 | — | 6.125% |
| Ameris Bank | 159 | $6,155 | 6.625% |
| DELTA COMMUNITY CREDIT UNION | 156 | $3,803 | 7.000% |
| Fairway Independent Mortgage Corporation | 151 | $6,624 | 6.625% |
| Loandepot.Com, LLC | 145 | $5,780 | 6.250% |
| GEORGIA UNITED | 135 | — | 7.250% |
What lenders charged here
Lender fees on a $405,000 loan, based on what was actually charged in Forsyth County — not a rule of thumb.
From 5,994 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers