Mortgage lending in Marion County
22,082 mortgages were originated in Marion County, Indiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 22,082
- Median rate
- 6.750%
- Median lender fees
- $3,942
- Median loan amount
- $185,000
- Median spread over APOR
- 0.355
- Paid discount points
- 36.4%
- Received lender credits
- 22.4%
- Purchases / refinances
- 52.6% / 30.2%
- Conventional / FHA / VA
- 77.8% / 16.3% / 5.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Marion County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 1,340 | $5,112 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,339 | $6,458 | 6.499% |
| INDIANA MEMBERS CREDIT UNION | 761 | — | 6.500% |
| The Huntington National Bank | 702 | $3,325 | 7.990% |
| Fairway Independent Mortgage Corporation | 697 | $3,878 | 6.750% |
| GVC MORTGAGE, INC. | 578 | $4,186 | 6.750% |
| Fifth Third Bank, National Association | 555 | $2,886 | 7.500% |
| JPMorgan Chase Bank, National Association | 520 | $3,102 | 6.500% |
| PNC Bank, National Association | 499 | $3,072 | 7.580% |
| FORUM | 477 | $1,606 | 7.250% |
What lenders charged here
Lender fees on a $185,000 loan, based on what was actually charged in Marion County — not a rule of thumb.
From 15,521 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers