Mortgage lending in Tippecanoe County
4,347 mortgages were originated in Tippecanoe County, Indiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,347
- Median rate
- 6.750%
- Median lender fees
- $3,466
- Median loan amount
- $195,000
- Median spread over APOR
- 0.307
- Paid discount points
- 31.1%
- Received lender credits
- 19.4%
- Purchases / refinances
- 49.2% / 27.9%
- Conventional / FHA / VA
- 82.9% / 11.5% / 5.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 66% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Tippecanoe County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| PURDUE | 751 | $2,523 | 7.000% |
| First Merchants Bank | 319 | $3,281 | 6.750% |
| Rocket Mortgage, LLC | 217 | $4,442 | 6.750% |
| CMG MORTGAGE, INC. | 203 | $3,954 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 196 | $4,416 | 6.625% |
| RUOFF MORTGAGE COMPANY, INC. | 165 | $3,407 | 6.875% |
| Old National Bank | 152 | $2,812 | 6.375% |
| The Huntington National Bank | 116 | — | 7.800% |
| Industrial Federal Credit Union | 111 | — | — |
| Centier Bank | 108 | — | 7.750% |
What lenders charged here
Lender fees on a $195,000 loan, based on what was actually charged in Tippecanoe County — not a rule of thumb.
From 2,867 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers