Mortgage lending in Jefferson Parish
5,203 mortgages were originated in Jefferson Parish, Louisiana, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,203
- Median rate
- 6.625%
- Median lender fees
- $5,703
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $215,000
- Above the going rate (spread over APOR)
- 0.300
- Paid discount points
- 35.7%
- Received lender credits
- 20.6%
- Purchases / refinances
- 55.3% / 29%
- Conventional / FHA / VA
- 74.1% / 18.1% / 6.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
- Median home price
- $330,000
- That home, 20% down
- $264,000
A median-priced home with 20% down leaves $568,750 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Jefferson Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Gulf Coast Bank and Trust Company | 395 | $5,567 | 6.875% |
| Rocket Mortgage, LLC | 357 | $5,670 | 6.625% |
| United Shore Financial Services, LLC | 332 | $8,805 | 6.499% |
| Hancock Whitney Bank | 320 | $4,561 | 6.000% |
| Movement Mortgage, LLC | 214 | $5,706 | 6.500% |
| Fidelity Bank | 210 | $7,236 | 6.875% |
| First Horizon Bank | 198 | $5,559 | 6.500% |
| Regions Bank | 159 | $3,192 | 5.750% |
| Eustis Mortgage Corporation | 134 | $7,170 | 6.565% |
| JPMorgan Chase Bank, National Association | 120 | $4,177 | 6.495% |
What lenders charged here
Lender fees on a $215,000 loan, based on what was actually charged in Jefferson Parish — not a rule of thumb.
From 3,650 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers