Mortgage lending in St. Tammany Parish
5,654 mortgages were originated in St. Tammany Parish, Louisiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,654
- Median rate
- 6.500%
- Median lender fees
- $5,536
- Median loan amount
- $235,000
- Median spread over APOR
- 0.239
- Paid discount points
- 38.7%
- Received lender credits
- 21.6%
- Purchases / refinances
- 57.6% / 25.5%
- Conventional / FHA / VA
- 66.7% / 18.3% / 12.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 75.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in St. Tammany Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| GMFS LLC | 354 | $4,418 | 6.500% |
| Rocket Mortgage, LLC | 295 | $5,324 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 238 | $7,331 | 6.250% |
| Gulf Coast Bank and Trust Company | 219 | $5,968 | 6.875% |
| HANCOCK WHITNEY BANK | 218 | $4,780 | 4.990% |
| DSLD MORTGAGE, LLC | 200 | $3,005 | 6.250% |
| FIDELITY BANK | 192 | $7,050 | 7.125% |
| DHI MORTGAGE COMPANY, LTD. | 162 | $6,939 | 3.990% |
| Loansteady LLC | 142 | $6,930 | 6.375% |
| EUSTIS MORTGAGE CORPORATION | 138 | $7,155 | 6.560% |
What lenders charged here
Lender fees on a $235,000 loan, based on what was actually charged in St. Tammany Parish — not a rule of thumb.
From 4,282 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers