Mortgage lending in Tangipahoa Parish
2,274 mortgages were originated in Tangipahoa Parish, Louisiana, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,274
- Median rate
- 6.569%
- Median lender fees
- $5,978
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $205,000
- Above the going rate (spread over APOR)
- 0.335
- Paid discount points
- 37.7%
- Received lender credits
- 20%
- Purchases / refinances
- 60.6% / 26.8%
- Conventional / FHA / VA
- 59.5% / 24.8% / 10.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 71.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
- Median home price
- $222,000
- That home, 20% down
- $177,600
A median-priced home with 20% down leaves $655,150 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Tangipahoa Parish, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 154 | $5,800 | 6.625% |
| Dsld Mortgage, LLC | 138 | $3,894 | 6.250% |
| Gulf Coast Bank and Trust Company | 126 | $7,443 | 6.625% |
| United Shore Financial Services, LLC | 124 | $8,233 | 6.125% |
| Movement Mortgage, LLC | 87 | $6,224 | 6.562% |
| Gmfs LLC | 86 | $5,368 | 6.250% |
| Hancock Whitney Bank | 77 | — | 4.990% |
| DHI Mortgage Company, Ltd. | 71 | $6,993 | 3.990% |
| Triad Financial Services, Inc. | 65 | — | 9.700% |
| Regions Bank | 63 | — | 6.375% |
What lenders charged here
Lender fees on a $205,000 loan, based on what was actually charged in Tangipahoa Parish — not a rule of thumb.
From 1,625 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers