Mortgage lending in Prince George's County
17,064 mortgages were originated in Prince George's County, Maryland, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 17,064
- Median rate
- 6.625%
- Median lender fees
- $8,218
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $345,000
- Above the going rate (spread over APOR)
- 0.362
- Paid discount points
- 43.1%
- Received lender credits
- 29%
- Purchases / refinances
- 48.4% / 33.7%
- Conventional / FHA / VA
- 63.1% / 22.4% / 14.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $1,249,125
- FHA limit
- $1,249,125
- Median home price
- $1,198,000
- That home, 20% down
- $958,400
A median-priced home with 20% down leaves $290,725 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
This is a high-cost area: loans above $832,750 are still agency-backed here, as high-balance, where a plain conforming loan would stop. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Prince George's County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 1,500 | $5,352 | 6.625% |
| United Shore Financial Services, LLC | 1,111 | $12,291 | 6.125% |
| Navy Federal Credit Union | 1,106 | — | 8.500% |
| NVR Mortgage Finance, Inc. | 632 | $11,217 | 6.125% |
| First Heritage Mortgage, LLC | 429 | $13,580 | 6.250% |
| Pennymac Loan Services, LLC | 410 | $6,523 | 6.375% |
| Freedom Mortgage Corporation | 406 | $8,654 | 6.250% |
| Truist Bank | 323 | $5,497 | 6.750% |
| First Home Mortgage Corporation | 301 | $10,460 | 6.625% |
| Newrez LLC | 298 | $6,254 | 6.625% |
What lenders charged here
Lender fees on a $345,000 loan, based on what was actually charged in Prince George's County — not a rule of thumb.
From 13,025 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers