Mortgage lending in Prince George's County
17,064 mortgages were originated in Prince George's County, Maryland, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 17,064
- Median rate
- 6.625%
- Median lender fees
- $8,218
- Median loan amount
- $345,000
- Median spread over APOR
- 0.362
- Paid discount points
- 43.1%
- Received lender credits
- 29%
- Purchases / refinances
- 48.4% / 33.7%
- Conventional / FHA / VA
- 63.1% / 22.4% / 14.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $1,249,125
- FHA limit
- $1,249,125
This is a high-cost area: loans above $832,750 are still agency-backed here, as high-balance, where a plain conforming loan would stop. How limits work
Who lent here
Lenders with at least 50 loans in Prince George's County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 1,500 | $5,352 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,111 | $12,291 | 6.125% |
| Navy Federal Credit Union | 1,106 | — | 8.500% |
| NVR Mortgage Finance, Inc. | 632 | $11,217 | 6.125% |
| First Heritage Mortgage, LLC | 429 | $13,580 | 6.250% |
| PENNYMAC LOAN SERVICES, LLC | 410 | $6,523 | 6.375% |
| FREEDOM MORTGAGE CORPORATION | 406 | $8,654 | 6.250% |
| Truist Bank | 323 | $5,497 | 6.750% |
| FIRST HOME MORTGAGE CORPORATION | 301 | $10,460 | 6.625% |
| NEWREZ LLC | 298 | $6,254 | 6.625% |
What lenders charged here
Lender fees on a $345,000 loan, based on what was actually charged in Prince George's County — not a rule of thumb.
From 13,025 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers