Mortgage lending in Sherburne County
2,780 mortgages were originated in Sherburne County, Minnesota, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,780
- Median rate
- 6.625%
- Median lender fees
- $5,284
- Median loan amount
- $265,000
- Median spread over APOR
- 0.317
- Paid discount points
- 40.9%
- Received lender credits
- 26.9%
- Purchases / refinances
- 52% / 26.9%
- Conventional / FHA / VA
- 79.2% / 12.6% / 7.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 75.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $552,000
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Sherburne County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 157 | $5,072 | 6.625% |
| Blaze Credit Union | 156 | $258 | 6.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 153 | $8,349 | 6.125% |
| Bell Bank | 118 | $5,659 | 6.500% |
| TRUSTONE FINANCIAL CREDIT UNION | 113 | $399 | 7.250% |
| CROSSCOUNTRY MORTGAGE, INC. | 108 | $7,167 | 6.575% |
| U.S. Bank National Association | 82 | — | 8.150% |
| Broker Solutions, Inc. | 77 | $7,090 | 6.625% |
| Sherburne State Bank | 76 | — | — |
| Fairway Independent Mortgage Corporation | 66 | $6,032 | 6.625% |
What lenders charged here
Lender fees on a $265,000 loan, based on what was actually charged in Sherburne County — not a rule of thumb.
From 2,109 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers