Mortgage lending in Harrison County
4,797 mortgages were originated in Harrison County, Mississippi, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,797
- Median rate
- 6.500%
- Median lender fees
- $5,455
- Median loan amount
- $195,000
- Median spread over APOR
- 0.130
- Paid discount points
- 35.5%
- Received lender credits
- 21.3%
- Purchases / refinances
- 57.5% / 29.2%
- Conventional / FHA / VA
- 55.7% / 17% / 26.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Harrison County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| KEESLER | 353 | $3,887 | 6.625% |
| CMG MORTGAGE, INC. | 296 | $7,297 | 6.375% |
| Rocket Mortgage, LLC | 270 | $5,980 | 6.500% |
| Cadence Bank | 246 | $4,718 | 7.325% |
| Community Bank of Mississippi | 219 | $3,667 | 7.500% |
| DHI MORTGAGE COMPANY, LTD. | 192 | $6,781 | 4.990% |
| Mortgage Research Center, LLC | 191 | $4,252 | 6.250% |
| DSLD MORTGAGE, LLC | 183 | $3,155 | 6.125% |
| Loandepot.Com, LLC | 168 | $6,980 | 6.250% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 165 | $5,896 | 5.999% |
What lenders charged here
Lender fees on a $195,000 loan, based on what was actually charged in Harrison County — not a rule of thumb.
From 3,501 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers