Mortgage lending in Brunswick County
8,193 mortgages were originated in Brunswick County, North Carolina, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,193
- Median rate
- 6.500%
- Median lender fees
- $5,116
- Median loan amount
- $265,000
- Median spread over APOR
- 0.142
- Paid discount points
- 38.1%
- Received lender credits
- 23.7%
- Purchases / refinances
- 62.9% / 21.9%
- Conventional / FHA / VA
- 76.4% / 13.3% / 9.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Brunswick County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 528 | $3,239 | 5.125% |
| STATE EMPLOYEES' | 510 | $4,627 | 6.150% |
| Rocket Mortgage, LLC | 505 | $5,064 | 6.750% |
| First National Bank of Pennsylvania | 300 | $5,900 | 6.500% |
| CORNING CREDIT UNION | 263 | $3,519 | 6.250% |
| NVR Mortgage Finance, Inc. | 263 | $6,549 | 6.250% |
| Truist Bank | 263 | $4,327 | 6.490% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 236 | $7,463 | 6.125% |
| First-Citizens Bank & Trust Company | 211 | $4,340 | 6.490% |
| LENNAR MORTGAGE, LLC | 194 | $2,832 | 6.750% |
What lenders charged here
Lender fees on a $265,000 loan, based on what was actually charged in Brunswick County — not a rule of thumb.
From 6,271 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers