Mortgage lending in Gloucester County
8,040 mortgages were originated in Gloucester County, New Jersey, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,040
- Median rate
- 6.750%
- Median lender fees
- $6,047
- Median loan amount
- $235,000
- Median spread over APOR
- 0.379
- Paid discount points
- 37.1%
- Received lender credits
- 18.3%
- Purchases / refinances
- 46.5% / 31.6%
- Conventional / FHA / VA
- 79% / 15% / 5.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $630,200
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Gloucester County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 545 | $5,437 | 6.750% |
| POLICE & FIRE | 459 | — | 6.375% |
| CROSSCOUNTRY MORTGAGE, INC. | 372 | $9,279 | 6.750% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 327 | $5,981 | 6.625% |
| TD Bank, National Association | 303 | $99 | 7.590% |
| Citizens Bank, National Association | 204 | — | 7.650% |
| GUARANTEED RATE, INC. | 200 | $5,923 | 6.662% |
| PNC Bank, National Association | 197 | — | 8.500% |
| NVR Mortgage Finance, Inc. | 187 | $9,277 | 6.500% |
| NATION ONE MORTGAGE CORPORATION | 186 | $14,029 | 6.625% |
What lenders charged here
Lender fees on a $235,000 loan, based on what was actually charged in Gloucester County — not a rule of thumb.
From 5,587 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers