Mortgage lending in Clark County
49,879 mortgages were originated in Clark County, Nevada, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 49,879
- Median rate
- 6.611%
- Median lender fees
- $6,653
- Median loan amount
- $335,000
- Median spread over APOR
- 0.263
- Paid discount points
- 48.6%
- Received lender credits
- 22.6%
- Purchases / refinances
- 56.3% / 28.7%
- Conventional / FHA / VA
- 69.8% / 18% / 12.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 77.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Clark County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 3,925 | $9,478 | 6.373% |
| Rocket Mortgage, LLC | 3,690 | $4,398 | 6.875% |
| AMERICA FIRST Federal Credit Union | 2,204 | — | 7.240% |
| GUILD MORTGAGE COMPANY | 1,808 | $9,780 | 6.375% |
| DHI MORTGAGE COMPANY, LTD. | 1,483 | $8,153 | 4.990% |
| PENNYMAC LOAN SERVICES, LLC | 1,344 | $5,499 | 6.625% |
| LENNAR MORTGAGE, LLC | 1,310 | $5,232 | 4.750% |
| Loandepot.Com, LLC | 1,205 | $6,977 | 6.875% |
| U.S. Bank National Association | 971 | $4,138 | 7.700% |
| KBHS HOME LOANS, LLC | 905 | $6,997 | 5.875% |
What lenders charged here
Lender fees on a $335,000 loan, based on what was actually charged in Clark County — not a rule of thumb.
From 38,714 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers