Mortgage lending in Bronx County
3,990 mortgages were originated in Bronx County, New York, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,990
- Median rate
- 6.750%
- Median lender fees
- $8,345
- Median loan amount
- $515,000
- Median spread over APOR
- 0.293
- Paid discount points
- 33.5%
- Received lender credits
- 21.3%
- Purchases / refinances
- 57.9% / 29.5%
- Conventional / FHA / VA
- 90.8% / 8.3% / 1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 54.8% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $1,209,750
- FHA limit
- $1,249,125
This is a high-cost area: loans above $832,750 are still agency-backed here, as high-balance, where a plain conforming loan would stop. How limits work
Who lent here
Lenders with at least 50 loans in Bronx County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | 305 | $4,394 | 6.375% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 213 | $17,133 | 6.499% |
| Rocket Mortgage, LLC | 181 | $8,054 | 6.625% |
| Citizens Bank, National Association | 166 | — | 8.400% |
| CROSSCOUNTRY MORTGAGE, INC. | 156 | $7,233 | 6.625% |
| Citibank, National Association | 117 | $4,254 | 6.750% |
| A&D Mortgage LLC | 113 | — | 6.990% |
| Loan Funder LLC | 107 | — | 9.250% |
| Emporium TPO LLC | 106 | — | 7.500% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 97 | $20,711 | 6.750% |
What lenders charged here
Lender fees on a $515,000 loan, based on what was actually charged in Bronx County — not a rule of thumb.
From 2,186 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers