Mortgage lending in Clermont County
6,239 mortgages were originated in Clermont County, Ohio, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,239
- Median rate
- 6.750%
- Median lender fees
- $4,547
- Median loan amount
- $215,000
- Median spread over APOR
- 0.330
- Paid discount points
- 36.4%
- Received lender credits
- 20.6%
- Purchases / refinances
- 48.6% / 29%
- Conventional / FHA / VA
- 79.8% / 13% / 6.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Clermont County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Fifth Third Bank, National Association | 480 | $2,573 | 7.750% |
| Rocket Mortgage, LLC | 356 | $5,247 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 286 | $7,471 | 6.125% |
| Union Savings Bank | 258 | $994 | 6.750% |
| VICTORY MORTGAGE, L.L.C. | 252 | $3,346 | 6.000% |
| The Huntington National Bank | 220 | $3,610 | 7.490% |
| CROSSCOUNTRY MORTGAGE, INC. | 195 | $6,946 | 6.750% |
| Guardian Savings Bank | 170 | $1,315 | 6.750% |
| NVR Mortgage Finance, Inc. | 169 | $7,642 | 6.250% |
| PNC Bank, National Association | 146 | — | 7.860% |
What lenders charged here
Lender fees on a $215,000 loan, based on what was actually charged in Clermont County — not a rule of thumb.
From 4,346 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers