Mortgage lending in Columbiana County
1,950 mortgages were originated in Columbiana County, Ohio, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,950
- Median rate
- 6.875%
- Median lender fees
- $4,885
- Median loan amount
- $125,000
- Median spread over APOR
- 0.550
- Paid discount points
- 38.4%
- Received lender credits
- 22.4%
- Purchases / refinances
- 43.8% / 30.5%
- Conventional / FHA / VA
- 74.5% / 16.1% / 7.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Columbiana County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Huntington National Bank | 314 | $4,090 | 7.840% |
| Rocket Mortgage, LLC | 171 | $5,397 | 6.625% |
| The Farmers National Bank of Canfield | 98 | — | 6.500% |
| WesBanco Bank, Inc. | 98 | — | 6.875% |
| Ixonia Bank | 83 | $6,929 | 6.875% |
| HANCOCK COUNTY SAVINGS BANK, FSB, INC. | 83 | — | 6.500% |
| CROSSCOUNTRY MORTGAGE, INC. | 80 | $7,536 | 6.750% |
| Fairway Independent Mortgage Corporation | 74 | $4,074 | 6.750% |
| Seven Seventeen Credit Union | 69 | — | 7.000% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 62 | $6,516 | 6.187% |
What lenders charged here
Lender fees on a $125,000 loan, based on what was actually charged in Columbiana County — not a rule of thumb.
From 1,242 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers