Mortgage lending in Knox County
1,619 mortgages were originated in Knox County, Ohio, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,619
- Median rate
- 6.875%
- Median lender fees
- $4,890
- Median loan amount
- $185,000
- Median spread over APOR
- 0.330
- Paid discount points
- 32.9%
- Received lender credits
- 20.3%
- Purchases / refinances
- 49.7% / 29.6%
- Conventional / FHA / VA
- 79.2% / 11.7% / 7.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Knox County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Park National Bank | 308 | $3,930 | 7.375% |
| Rocket Mortgage, LLC | 97 | $5,798 | 6.875% |
| Fairway Independent Mortgage Corporation | 92 | $5,804 | 6.750% |
| The Huntington National Bank | 87 | — | 7.340% |
| UNION HOME MORTGAGE CORP. | 69 | $7,797 | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 50 | — | 6.500% |
What lenders charged here
Lender fees on a $185,000 loan, based on what was actually charged in Knox County — not a rule of thumb.
From 1,104 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers