Mortgage lending in Muskingum County
2,169 mortgages were originated in Muskingum County, Ohio, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,169
- Median rate
- 6.999%
- Median lender fees
- $4,962
- Median loan amount
- $155,000
- Median spread over APOR
- 0.517
- Paid discount points
- 28.6%
- Received lender credits
- 19.6%
- Purchases / refinances
- 46.9% / 32.2%
- Conventional / FHA / VA
- 72.6% / 18.8% / 7.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 64% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Muskingum County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Park National Bank | 336 | $4,017 | 7.437% |
| The Huntington National Bank | 270 | $4,313 | 7.600% |
| Broker Solutions, Inc. | 168 | $8,121 | 6.990% |
| Rocket Mortgage, LLC | 120 | $5,748 | 6.750% |
| The Community Bank | 100 | $3,416 | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 76 | $6,482 | 6.490% |
| CROSSCOUNTRY MORTGAGE, INC. | 50 | — | 6.537% |
What lenders charged here
Lender fees on a $155,000 loan, based on what was actually charged in Muskingum County — not a rule of thumb.
From 1,388 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers