Mortgage lending in Pickaway County
1,893 mortgages were originated in Pickaway County, Ohio, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,893
- Median rate
- 6.625%
- Median lender fees
- $6,496
- Median loan amount
- $245,000
- Median spread over APOR
- 0.274
- Paid discount points
- 44.4%
- Received lender credits
- 25.7%
- Purchases / refinances
- 55% / 28.6%
- Conventional / FHA / VA
- 65.8% / 22.7% / 10.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 73.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $591,100
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Pickaway County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 103 | $7,466 | 6.500% |
| The Huntington National Bank | 99 | — | 7.740% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 78 | $7,784 | 6.124% |
| RMC HOME MORTGAGE, LLC | 70 | $12,846 | 5.625% |
| NFM, INC. | 60 | $9,711 | 6.750% |
| DHI MORTGAGE COMPANY, LTD. | 58 | $9,293 | 4.500% |
| THE VINTON COUNTY NATIONAL BANK | 57 | — | 7.500% |
| M/I FINANCIAL, LLC | 54 | $6,084 | 5.875% |
| CROSSCOUNTRY MORTGAGE, INC. | 51 | — | 6.575% |
What lenders charged here
Lender fees on a $245,000 loan, based on what was actually charged in Pickaway County — not a rule of thumb.
From 1,387 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers