Mortgage lending in Portage County
3,623 mortgages were originated in Portage County, Ohio, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,623
- Median rate
- 6.890%
- Median lender fees
- $5,034
- Median loan amount
- $165,000
- Median spread over APOR
- 0.462
- Paid discount points
- 33.8%
- Received lender credits
- 22.2%
- Purchases / refinances
- 42.8% / 32.5%
- Conventional / FHA / VA
- 83.9% / 10.7% / 5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 62.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Portage County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Huntington National Bank | 545 | $4,167 | 7.840% |
| Rocket Mortgage, LLC | 276 | $5,364 | 6.625% |
| CROSSCOUNTRY MORTGAGE, INC. | 245 | $6,968 | 6.750% |
| Third Federal Savings and Loan Association of Cleveland | 176 | $370 | 6.740% |
| Fifth Third Bank, National Association | 147 | $3,521 | 7.750% |
| Seven Seventeen Credit Union | 146 | $3,160 | 7.000% |
| Portage Community Bank | 128 | $3,934 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 111 | $7,602 | 6.125% |
| Citizens Bank, National Association | 86 | — | 7.650% |
| The Middlefield Banking Company | 72 | — | — |
What lenders charged here
Lender fees on a $165,000 loan, based on what was actually charged in Portage County — not a rule of thumb.
From 2,252 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers