Mortgage lending in Trumbull County
4,424 mortgages were originated in Trumbull County, Ohio, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,424
- Median rate
- 6.990%
- Median lender fees
- $4,958
- Median loan amount
- $115,000
- Median spread over APOR
- 0.589
- Paid discount points
- 35.9%
- Received lender credits
- 19%
- Purchases / refinances
- 43.9% / 30.7%
- Conventional / FHA / VA
- 76.7% / 15.7% / 6.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 61.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Trumbull County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Seven Seventeen Credit Union | 763 | $3,292 | 7.000% |
| The Huntington National Bank | 568 | $3,783 | 7.740% |
| Ixonia Bank | 440 | $7,116 | 6.875% |
| Rocket Mortgage, LLC | 261 | $5,200 | 6.750% |
| The Farmers National Bank of Canfield | 230 | $3,710 | 6.500% |
| CROSSCOUNTRY MORTGAGE, INC. | 183 | $6,899 | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 140 | $6,197 | 6.444% |
| The Middlefield Banking Company | 133 | — | — |
| First National Bank of Pennsylvania | 112 | — | 6.500% |
| JPMorgan Chase Bank, National Association | 91 | $3,491 | 6.500% |
What lenders charged here
Lender fees on a $115,000 loan, based on what was actually charged in Trumbull County — not a rule of thumb.
From 2,738 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers