Mortgage lending in Anderson County
5,433 mortgages were originated in Anderson County, South Carolina, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,433
- Median rate
- 6.500%
- Median lender fees
- $6,403
- Median loan amount
- $215,000
- Median spread over APOR
- 0.247
- Paid discount points
- 45.9%
- Received lender credits
- 24.4%
- Purchases / refinances
- 56.5% / 27.8%
- Conventional / FHA / VA
- 66.9% / 21% / 10.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 75.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Anderson County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 431 | $5,109 | 6.625% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 259 | $8,570 | 6.125% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 193 | $8,154 | 6.250% |
| S. C. STATE FEDERAL CREDIT UNION | 158 | — | 4.500% |
| SouthState Bank, National Association | 156 | $5,741 | 6.750% |
| Loandepot.Com, LLC | 128 | $8,603 | 4.990% |
| Truist Bank | 126 | — | 6.700% |
| First-Citizens Bank & Trust Company | 122 | $4,528 | 6.250% |
| 894500CFQPXSLHK0OK52 | 103 | $7,646 | 6.750% |
| MOVEMENT MORTGAGE, LLC | 101 | $6,576 | 6.625% |
What lenders charged here
Lender fees on a $215,000 loan, based on what was actually charged in Anderson County — not a rule of thumb.
From 4,101 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers