Mortgage lending in Bexar County
36,432 mortgages were originated in Bexar County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 36,432
- Median rate
- 6.250%
- Median lender fees
- $6,947
- Median loan amount
- $245,000
- Median spread over APOR
- -0.044
- Paid discount points
- 48.3%
- Received lender credits
- 26.5%
- Purchases / refinances
- 68.2% / 24%
- Conventional / FHA / VA
- 54.5% / 24% / 20.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 84% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $557,750
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Bexar County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| LENNAR MORTGAGE, LLC | 3,023 | $6,551 | 4.625% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 2,416 | — | 7.000% |
| DHI MORTGAGE COMPANY, LTD. | 1,840 | $8,606 | 3.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,832 | $7,766 | 6.125% |
| Rocket Mortgage, LLC | 1,744 | $6,516 | 6.750% |
| SECURITY SERVICE FEDERAL CREDIT UNION | 1,072 | $2,611 | 6.990% |
| DIRECTIONS EQUITY, LLC | 867 | $6,751 | 6.250% |
| Loandepot.Com, LLC | 766 | $9,823 | 4.990% |
| VELOCIO MORTGAGE L.L.C. | 748 | $10,486 | 3.990% |
| KBHS HOME LOANS, LLC | 721 | $9,442 | 6.125% |
What lenders charged here
Lender fees on a $245,000 loan, based on what was actually charged in Bexar County — not a rule of thumb.
From 30,593 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers