Mortgage lending in Tarrant County
34,427 mortgages were originated in Tarrant County, Texas, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 34,427
- Median rate
- 6.590%
- Median lender fees
- $7,379
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $285,000
- Above the going rate (spread over APOR)
- 0.246
- Paid discount points
- 47%
- Received lender credits
- 25.9%
- Purchases / refinances
- 64.3% / 25%
- Conventional / FHA / VA
- 71.7% / 18.9% / 9.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 81.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $563,500
- Median home price
- $479,000
- That home, 20% down
- $383,200
A median-priced home with 20% down leaves $449,550 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Tarrant County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 2,836 | $8,153 | 6.375% |
| Rocket Mortgage, LLC | 2,530 | $6,882 | 6.625% |
| DHI Mortgage Company, Ltd. | 1,094 | $9,566 | 4.500% |
| JPMorgan Chase Bank, National Association | 787 | $4,834 | 6.490% |
| Crosscountry Mortgage, Inc. | 697 | $10,341 | 6.625% |
| Guild Mortgage Company | 654 | $9,373 | 6.625% |
| Frost Bank | 647 | $95 | 7.500% |
| Lennar Mortgage, LLC | 608 | $8,262 | 4.250% |
| Bank of America, National Association | 567 | $4,452 | 6.240% |
| Eecu | 566 | $695 | 7.125% |
What lenders charged here
Lender fees on a $285,000 loan, based on what was actually charged in Tarrant County — not a rule of thumb.
From 27,941 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers