Mortgage lending in Webb County
2,900 mortgages were originated in Webb County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,900
- Median rate
- 6.490%
- Median lender fees
- $9,805
- Median loan amount
- $225,000
- Median spread over APOR
- 0.390
- Paid discount points
- 51.1%
- Received lender credits
- 21.2%
- Purchases / refinances
- 77% / 15.3%
- Conventional / FHA / VA
- 49.6% / 42.8% / 6.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 79.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Webb County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 410 | $10,033 | 6.375% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 204 | $10,391 | 6.125% |
| FREEDOM MORTGAGE CORPORATION | 163 | $13,454 | 5.875% |
| Rocket Mortgage, LLC | 146 | $6,298 | 6.875% |
| CMG MORTGAGE, INC. | 114 | $11,112 | 6.625% |
| First Option Mortgage, LLC | 111 | $10,755 | 6.125% |
| MORTGAGE FINANCIAL SERVICES, LLC | 105 | $12,672 | 6.124% |
| Broker Solutions, Inc. | 83 | $10,285 | 6.250% |
| GUARANTEED RATE, INC. | 80 | — | 6.412% |
| PNC Bank, National Association | 75 | — | 7.960% |
What lenders charged here
Lender fees on a $225,000 loan, based on what was actually charged in Webb County — not a rule of thumb.
From 2,312 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers