Mortgage lending in Clark County
12,785 mortgages were originated in Clark County, Washington, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 12,785
- Median rate
- 6.625%
- Median lender fees
- $5,877
- Median loan amount
- $345,000
- Median spread over APOR
- 0.184
- Paid discount points
- 39.6%
- Received lender credits
- 24.1%
- Purchases / refinances
- 48.2% / 27.8%
- Conventional / FHA / VA
- 83.4% / 10.2% / 6.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $701,500
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Clark County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| COLUMBIA COMMUNITY CREDIT UNION | 998 | $787 | 5.240% |
| iQ Credit Union | 942 | $3,176 | 7.250% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 894 | $7,958 | 6.375% |
| Rocket Mortgage, LLC | 633 | $4,215 | 6.750% |
| ONPOINT COMMUNITY CREDIT UNION | 561 | $3,435 | 7.500% |
| GUILD MORTGAGE COMPANY | 520 | $7,630 | 6.625% |
| CMG MORTGAGE, INC. | 450 | $8,391 | 6.625% |
| U.S. Bank National Association | 268 | $4,028 | 7.700% |
| DHI MORTGAGE COMPANY, LTD. | 267 | $3,116 | 5.375% |
| GUARANTEED RATE, INC. | 229 | $6,486 | 6.500% |
What lenders charged here
Lender fees on a $345,000 loan, based on what was actually charged in Clark County — not a rule of thumb.
From 8,570 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers