Mortgage lending in Pierce County
22,920 mortgages were originated in Pierce County, Washington, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 22,920
- Median rate
- 6.625%
- Median lender fees
- $7,150
- Median loan amount
- $385,000
- Median spread over APOR
- 0.212
- Paid discount points
- 41.3%
- Received lender credits
- 22.7%
- Purchases / refinances
- 49.5% / 31%
- Conventional / FHA / VA
- 72.1% / 13.2% / 14.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 69.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $1,063,750
- FHA limit
- $1,063,750
This is a high-cost area: loans above $832,750 are still agency-backed here, as high-balance, where a plain conforming loan would stop. How limits work
Who lent here
Lenders with at least 50 loans in Pierce County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Boeing Employees Credit Union | 2,014 | $3,879 | 6.490% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,532 | $8,999 | 6.125% |
| Rocket Mortgage, LLC | 1,459 | $4,773 | 6.625% |
| MOVEMENT MORTGAGE, LLC | 1,139 | $9,115 | 6.562% |
| CROSSCOUNTRY MORTGAGE, INC. | 976 | $8,697 | 6.575% |
| GUILD MORTGAGE COMPANY | 714 | $8,896 | 6.625% |
| CMG MORTGAGE, INC. | 485 | $9,392 | 6.375% |
| NEWREZ LLC | 481 | $7,506 | 6.375% |
| PENNYMAC LOAN SERVICES, LLC | 455 | $6,245 | 6.499% |
| Fairway Independent Mortgage Corporation | 419 | $8,976 | 6.625% |
What lenders charged here
Lender fees on a $385,000 loan, based on what was actually charged in Pierce County — not a rule of thumb.
From 15,973 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers