Mortgage lending in Kenai Peninsula Borough
1,101 mortgages were originated in Kenai Peninsula Borough, Alaska, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,101
- Median rate
- 6.500%
- Median lender fees
- $6,050
- Median loan amount
- $285,000
- Median spread over APOR
- 0.288
- Paid discount points
- 44.1%
- Received lender credits
- 20.9%
- Purchases / refinances
- 58.9% / 24.2%
- Conventional / FHA / VA
- 72.6% / 12.7% / 13.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $1,249,125
- FHA limit
- $541,287
Borrow more than $1,249,125 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Kenai Peninsula Borough, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Global Federal Credit Union | 282 | $3,582 | 6.875% |
| RESIDENTIAL MORTGAGE, LLC | 102 | $4,856 | 6.500% |
| CORNERSTONE CAPITAL BANK, SSB | 77 | $9,505 | 6.250% |
| Rocket Mortgage, LLC | 76 | $7,438 | 6.750% |
| Loandepot.Com, LLC | 55 | $8,419 | 6.375% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 52 | — | — |
What lenders charged here
Lender fees on a $285,000 loan, based on what was actually charged in Kenai Peninsula Borough — not a rule of thumb.
From 843 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers