Mortgage lending in Solano County
8,223 mortgages were originated in Solano County, California, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 8,223
- Median rate
- 6.625%
- Median lender fees
- $7,065
- Median loan amount
- $395,000
- Median spread over APOR
- 0.331
- Paid discount points
- 41.8%
- Received lender credits
- 23.9%
- Purchases / refinances
- 50% / 31.7%
- Conventional / FHA / VA
- 74.9% / 14.2% / 10.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.1% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $685,400
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Solano County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,100 | $9,827 | 6.425% |
| Rocket Mortgage, LLC | 734 | $4,423 | 6.875% |
| TRAVIS CREDIT UNION | 342 | $515 | 7.240% |
| Loandepot.Com, LLC | 314 | $7,616 | 6.375% |
| CROSSCOUNTRY MORTGAGE, INC. | 281 | $8,827 | 6.625% |
| THE LOAN STORE, INC. | 185 | $6,842 | 6.750% |
| PENNYMAC LOAN SERVICES, LLC | 164 | $7,664 | 6.375% |
| Bank of America, National Association | 162 | — | 6.240% |
| NEWREZ LLC | 152 | $6,077 | 6.500% |
| GUILD MORTGAGE COMPANY | 151 | $10,244 | 6.625% |
What lenders charged here
Lender fees on a $395,000 loan, based on what was actually charged in Solano County — not a rule of thumb.
From 6,094 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers