Mortgage lending in Volusia County
14,130 mortgages were originated in Volusia County, Florida, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 14,130
- Median rate
- 6.625%
- Median lender fees
- $6,871
- Median loan amount
- $245,000
- Median spread over APOR
- 0.305
- Paid discount points
- 43.3%
- Received lender credits
- 24.3%
- Purchases / refinances
- 57.3% / 26.1%
- Conventional / FHA / VA
- 67.9% / 20.4% / 11.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Volusia County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,456 | $9,072 | 6.269% |
| Rocket Mortgage, LLC | 987 | $5,599 | 6.750% |
| SPACE COAST CREDIT UNION | 598 | — | 5.375% |
| CMG MORTGAGE, INC. | 478 | $8,215 | 6.750% |
| DHI MORTGAGE COMPANY, LTD. | 425 | $7,309 | 4.875% |
| CROSSCOUNTRY MORTGAGE, INC. | 297 | $9,099 | 6.625% |
| Bank of America, National Association | 280 | $5,445 | 6.250% |
| PENNYMAC LOAN SERVICES, LLC | 271 | $6,839 | 6.499% |
| LENNAR MORTGAGE, LLC | 258 | $9,047 | 4.750% |
| Truist Bank | 252 | $4,577 | 6.990% |
What lenders charged here
Lender fees on a $245,000 loan, based on what was actually charged in Volusia County — not a rule of thumb.
From 10,536 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers