Mortgage lending in Hall County
4,853 mortgages were originated in Hall County, Georgia, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 4,853
- Median rate
- 6.500%
- Median lender fees
- $7,267
- Median loan amount
- $295,000
- Median spread over APOR
- 0.276
- Paid discount points
- 46.2%
- Received lender credits
- 27.7%
- Purchases / refinances
- 54.5% / 28.8%
- Conventional / FHA / VA
- 75.2% / 19.1% / 5.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Hall County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 414 | $5,552 | 6.750% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 386 | $9,568 | 6.499% |
| United Community Bank | 177 | — | 6.500% |
| Regions Bank | 146 | $4,031 | 5.875% |
| Ameris Bank | 125 | $7,550 | 6.490% |
| Loandepot.Com, LLC | 123 | $9,657 | 5.875% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 121 | $10,575 | 6.375% |
| Truist Bank | 111 | — | 6.625% |
| PENNYMAC LOAN SERVICES, LLC | 109 | $6,204 | 6.499% |
| PULTE MORTGAGE LLC | 101 | $1,713 | 5.990% |
What lenders charged here
Lender fees on a $295,000 loan, based on what was actually charged in Hall County — not a rule of thumb.
From 3,625 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers