Mortgage lending in Hendricks County
5,946 mortgages were originated in Hendricks County, Indiana, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,946
- Median rate
- 6.500%
- Median lender fees
- $4,077
- Median loan amount
- $255,000
- Median spread over APOR
- 0.235
- Paid discount points
- 43.4%
- Received lender credits
- 21.3%
- Purchases / refinances
- 54.8% / 28.3%
- Conventional / FHA / VA
- 74.8% / 17.1% / 7.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 76% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Hendricks County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 368 | $4,097 | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 294 | $8,129 | 6.124% |
| The Huntington National Bank | 251 | $3,011 | 7.860% |
| INDIANA MEMBERS CREDIT UNION | 248 | — | 6.500% |
| UNION HOME MORTGAGE CORP. | 179 | $4,229 | 6.625% |
| RUOFF MORTGAGE COMPANY, INC. | 173 | $3,680 | 6.625% |
| LENNAR MORTGAGE, LLC | 172 | $4,029 | 5.250% |
| Fairway Independent Mortgage Corporation | 163 | $3,518 | 6.490% |
| PNC Bank, National Association | 144 | — | 7.830% |
| PULTE MORTGAGE LLC | 143 | $3,430 | 5.250% |
What lenders charged here
Lender fees on a $255,000 loan, based on what was actually charged in Hendricks County — not a rule of thumb.
From 4,519 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers