Mortgage lending in Hancock County
1,676 mortgages were originated in Hancock County, Ohio, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,676
- Median rate
- 6.875%
- Median lender fees
- $4,802
- Median loan amount
- $165,000
- Median spread over APOR
- 0.484
- Paid discount points
- 32.3%
- Received lender credits
- 24.4%
- Purchases / refinances
- 53.3% / 26.8%
- Conventional / FHA / VA
- 77.4% / 13.9% / 8.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Hancock County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Loandepot.Com, LLC | 349 | $5,296 | 6.625% |
| The Huntington National Bank | 205 | $4,406 | 7.740% |
| WesBanco Bank, Inc. | 131 | $4,295 | 6.500% |
| Fifth Third Bank, National Association | 114 | — | 7.795% |
| Rocket Mortgage, LLC | 88 | $5,700 | 6.625% |
| GUARANTEED RATE, INC. | 57 | — | 6.900% |
| JPMorgan Chase Bank, National Association | 50 | — | 6.875% |
What lenders charged here
Lender fees on a $165,000 loan, based on what was actually charged in Hancock County — not a rule of thumb.
From 1,071 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers