Mortgage lending in Medina County
5,173 mortgages were originated in Medina County, Ohio, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,173
- Median rate
- 6.875%
- Median lender fees
- $5,100
- Median loan amount
- $195,000
- Median spread over APOR
- 0.351
- Paid discount points
- 33.4%
- Received lender credits
- 19.5%
- Purchases / refinances
- 41.9% / 32.4%
- Conventional / FHA / VA
- 85.7% / 8.8% / 5.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 63.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Medina County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| The Huntington National Bank | 787 | $4,085 | 7.740% |
| Third Federal Savings and Loan Association of Cleveland | 472 | $495 | 6.740% |
| Rocket Mortgage, LLC | 351 | $4,912 | 6.750% |
| CROSSCOUNTRY MORTGAGE, INC. | 334 | $7,554 | 6.750% |
| Fifth Third Bank, National Association | 241 | $3,678 | 7.250% |
| Citizens Bank, National Association | 191 | — | 7.400% |
| PNC Bank, National Association | 158 | — | 8.145% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 157 | $7,823 | 6.125% |
| First National Bank of Pennsylvania | 95 | — | 6.375% |
| RUOFF MORTGAGE COMPANY, INC. | 94 | $6,201 | 6.625% |
What lenders charged here
Lender fees on a $195,000 loan, based on what was actually charged in Medina County — not a rule of thumb.
From 3,289 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers