Mortgage lending in Greenville County
14,241 mortgages were originated in Greenville County, South Carolina, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 14,241
- Median rate
- 6.500%
- Median lender fees
- $5,735
- Median loan amount
- $255,000
- Median spread over APOR
- 0.180
- Paid discount points
- 42.7%
- Received lender credits
- 23.9%
- Purchases / refinances
- 54.9% / 27.1%
- Conventional / FHA / VA
- 77% / 15% / 7.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 74.7% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Greenville County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Rocket Mortgage, LLC | 1,028 | $5,071 | 6.625% |
| Southern First Bank | 600 | $4,176 | 6.875% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 564 | $8,491 | 6.221% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 507 | $6,787 | 6.375% |
| DHI MORTGAGE COMPANY, LTD. | 388 | $6,247 | 5.375% |
| Truist Bank | 346 | $4,367 | 6.695% |
| SouthState Bank, National Association | 292 | $4,692 | 6.590% |
| First-Citizens Bank & Trust Company | 282 | $4,342 | 6.338% |
| United Community Bank | 273 | $5,030 | 6.500% |
| Loandepot.Com, LLC | 270 | $8,130 | 4.990% |
What lenders charged here
Lender fees on a $255,000 loan, based on what was actually charged in Greenville County — not a rule of thumb.
From 10,639 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers