Mortgage lending in Kaufman County
5,876 mortgages were originated in Kaufman County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,876
- Median rate
- 6.125%
- Median lender fees
- $8,141
- Median loan amount
- $275,000
- Median spread over APOR
- -0.056
- Paid discount points
- 53.8%
- Received lender credits
- 28.5%
- Purchases / refinances
- 79.5% / 15.9%
- Conventional / FHA / VA
- 48.3% / 38.8% / 12%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 87.2% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $563,500
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Kaufman County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| LENNAR MORTGAGE, LLC | 572 | $6,543 | 4.500% |
| DHI MORTGAGE COMPANY, LTD. | 554 | $8,109 | 3.990% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 343 | $8,696 | 6.125% |
| Rocket Mortgage, LLC | 268 | $7,529 | 6.500% |
| VELOCIO MORTGAGE L.L.C. | 143 | $10,895 | 4.990% |
| CROSSCOUNTRY MORTGAGE, INC. | 131 | $12,570 | 6.575% |
| Loandepot.Com, LLC | 102 | $10,267 | 5.875% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 97 | $9,247 | 6.500% |
| SFMC, LP | 94 | $13,176 | 6.000% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 92 | $10,569 | 5.490% |
What lenders charged here
Lender fees on a $275,000 loan, based on what was actually charged in Kaufman County — not a rule of thumb.
From 5,124 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers