Mortgage lending in Cabell County
1,452 mortgages were originated in Cabell County, West Virginia, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,452
- Median rate
- 6.750%
- Median lender fees
- $4,415
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $145,000
- Above the going rate (spread over APOR)
- 0.571
- Paid discount points
- 34.3%
- Received lender credits
- 18.5%
- Purchases / refinances
- 58.8% / 26%
- Conventional / FHA / VA
- 75.3% / 17.6% / 6.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 64.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
- Median home price
- $243,000
- That home, 20% down
- $194,400
A median-priced home with 20% down leaves $638,350 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Cabell County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| City National Bank of West Virginia | 151 | $200 | 6.290% |
| Movement Mortgage, LLC | 144 | $6,454 | 6.750% |
| Huntington Federal Savings Bank | 114 | — | — |
| Primelending, A Plainscapital Company | 84 | $4,712 | 6.490% |
| Rocket Mortgage, LLC | 74 | $5,931 | 6.875% |
| Loandepot.Com, LLC | 66 | $4,935 | 6.750% |
| The Huntington National Bank | 62 | — | 8.015% |
| Fifth Third Bank, National Association | 54 | — | 7.850% |
What lenders charged here
Lender fees on a $145,000 loan, based on what was actually charged in Cabell County — not a rule of thumb.
From 933 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers