Mortgage lending in Matanuska-Susitna Borough
2,956 mortgages were originated in Matanuska-Susitna Borough, Alaska, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,956
- Median rate
- 6.375%
- Median lender fees
- $6,779
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $345,000
- Above the going rate (spread over APOR)
- 0.132
- Paid discount points
- 54.9%
- Received lender credits
- 25.3%
- Purchases / refinances
- 59.9% / 27.2%
- Conventional / FHA / VA
- 56.7% / 14.9% / 27.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 83.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $1,249,125
- FHA limit
- $541,287
- Median home price
- $460,000
- That home, 20% down
- $368,000
A median-priced home with 20% down leaves $881,125 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $1,249,125 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Matanuska-Susitna Borough, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Global Federal Credit Union | 405 | $4,624 | 6.625% |
| Newrez LLC | 263 | $6,777 | 6.250% |
| Residential Mortgage, LLC | 248 | $6,540 | 6.125% |
| Rocket Mortgage, LLC | 235 | $6,620 | 6.625% |
| United Shore Financial Services, LLC | 169 | $9,928 | 6.096% |
| The Loan Store, Inc. | 112 | $7,236 | 6.625% |
| Movement Mortgage, LLC | 94 | $7,164 | 6.500% |
| Mortgage Research Center, LLC | 93 | $7,348 | 6.250% |
| Matanuska Valley Federal Credit Union | 72 | $5,011 | 6.625% |
| Canopy Mortgage, LLC | 65 | $11,066 | 6.250% |
What lenders charged here
Lender fees on a $345,000 loan, based on what was actually charged in Matanuska-Susitna Borough — not a rule of thumb.
From 2,480 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers