APR.net

Mortgage lending in Matanuska-Susitna Borough

2,956 mortgages were originated in Matanuska-Susitna Borough, Alaska, in 2025.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
2,956
Median rate
6.375%
Median lender fees
$6,779
Median loan amount
$345,000
Median spread over APOR
0.132
Paid discount points
54.9%
Received lender credits
25.3%
Purchases / refinances
59.9% / 27.2%
Conventional / FHA / VA
56.7% / 14.9% / 27.6%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 83.9% of loans here — see methodology.

Loan limits here in 2026

Conforming limit
$1,249,125
FHA limit
$541,287

Borrow more than $1,249,125 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work

Who lent here

Lenders with at least 50 loans in Matanuska-Susitna Borough, ranked by volume.

Lender Loans Median fees Median rate
Global Federal Credit Union 405 $4,624 6.625%
NEWREZ LLC 263 $6,777 6.250%
RESIDENTIAL MORTGAGE, LLC 248 $6,540 6.125%
Rocket Mortgage, LLC 235 $6,620 6.625%
UNITED SHORE FINANCIAL SERVICES, LLC 169 $9,928 6.096%
THE LOAN STORE, INC. 112 $7,236 6.625%
MOVEMENT MORTGAGE, LLC 94 $7,164 6.500%
Mortgage Research Center, LLC 93 $7,348 6.250%
MATANUSKA VALLEY FEDERAL CREDIT UNION 72 $5,011 6.625%
CANOPY MORTGAGE, LLC 65 $11,066 6.250%

What lenders charged here

Lender fees on a $345,000 loan, based on what was actually charged in Matanuska-Susitna Borough — not a rule of thumb.

Typical
$7,832
Cheaper quarter, under
$3,916
Dearer quarter, over
$11,253

From 2,480 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers

Statewide, the median was 6.446% on rate and $6,560 on lender fees across 11,907 loans. See all of Alaska.